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Home Insurance Costs with Deductible Scenarios in Denver, CO & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Denver, CO $322900 $993 $1,366
Foxfield, CO $618100 $1973 $2,715
Arvada, CO $312500 $1081 $1,488
Highlands Ranch, CO $407200 $898 $1,236
Stonegate, CO $373300 $699 $961
Edgewater, CO $306000 $1068 $1,470
South Aurora, CO $253300 $974 $1,340
Fairmount, CO $432200 $776 $1,067
Lochbuie, CO $199700 $881 $1,212
Englewood, CO $266100 $896 $1,233

Impact of Coverage Amount on Home Insurance Cost In Denver, CO

Coverage Amount Home Insurance Cost ($)
$100,000 $509
$200,000 $1,280
$300,000 $1,733
$400,000 $2,091
$500,000 $2,676
$750,000 to $1000,000 $3,095
Above $1000,000 $3,659


Denver, CO Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Denver, CO Average Home Insurance Cost$1,382.4
State Average Home Insurance Cost$1,436
Difference Vs national Average158.4

Top Homeowners Insurance Companies in Denver, CO

Insurance Provider Average Homeowners Insurance Cost($)
Shelter $1,894
Great Northern $1,452
Safeco $1,179
Owners Insurance Company $1,094

Denver, CO Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -180 1203
One Claim +83 1465
Two Claims +166 1548