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Home Insurance Costs with Deductible Scenarios in Durango, CO & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Durango, CO $412000 $909 $1,251
Durango, CO $412000 $909 $1,251
Bayfield, CO $292000 $741 $1,019
La Plata County, CO $356700 $1062 $1,462
Pagosa Springs, CO $271600 $715 $983
Flora Vista, NM $168000 $630 $866
Upper Fruitland, NM $48400 $426 $587
West Hammond, NM $147900 $602 $829
Cedar Hill, NM $218700 $696 $957
Nenahnezad, NM $50900 $432 $595

Impact of Coverage Amount on Home Insurance Cost In Durango, CO

Coverage Amount Home Insurance Cost ($)
$100,000 $339
$200,000 $950
$300,000 $1,185
$400,000 $1,517
$500,000 $1,942
$750,000 to $1000,000 $2,245
Above $1000,000 $2,655


Durango, CO Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Durango, CO Average Home Insurance Cost$1,266.3
State Average Home Insurance Cost$1,436
Difference Vs national Average42.3

Top Homeowners Insurance Companies in Durango, CO

Insurance Provider Average Homeowners Insurance Cost($)
Shelter $1,894
Great Northern $1,452
Nationwide $1,290
Owners Insurance Company $1,094

Durango, CO Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -177 1089
One Claim +101 1368
Two Claims +177 1444