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Home Insurance Costs with Deductible Scenarios in Durango, CO & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($5000 to $10,000 Deductible)
Low Deductible($)
($500- $1000 Deductible)
Durango $370,000 $1,162 $1,711
Durango $370,000 $1,162 $1,711
Bayfield $285,000 $871 $1,280
La Plata County $335,000 $1,187 $1,425
Pagosa Springs $265,000 $784 $1,252
Flora Vista $220,000 $851 $1,208
Upper Fruitland $65,000 $228 $310
West Hammond $160,000 $539 $774
Cedar Hill $215,000 $766 $1,145
Nenahnezad $50,000 $178 $266

Impact of Coverage Amount on Home Insurance Cost In Durango, CO

Coverage Amount Home Insurance Cost ($)
$100000 $1,035
$250000 $1,242
$500000 $1,987
$750000 $2,584
$1000000 $3,307
More than $1000000 $3,824


Durango, CO Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Durango, CO Average Home Insurance Cost$941
State Average Home Insurance Cost$1,265
Difference Vs national Average-283

Best Home Insurance Quotes & Estimates for Properties Near Durango, CO

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
$500- $1000 Deductible $388,500 $1150 Delwood Ave, S Sunburst Ln
> $10,000 Deductible $404,000 $1040 Rio Vista Cir
> $10,000 Deductible $293,500 $600 Laughing Dog Ln
> $10,000 Deductible $400,500 $910 Mill Creek Ct, Kenosha Trl
$1000-$2500 Deductible $197,000 $560 Trew Creek Rd, Grouse Pt
$500- $1000 Deductible $398,500 $1640 Dominquez Dr, W 8th St
$2500-$5000 Deductible $142,500 $420 Delwood Ave, S Sunburst Ln
$500 Deductible $331,000 $1310 Rio Vista Cir

Top Homeowners Insurance Companies in Durango, CO

Insurance Provider Average Homeowners Insurance Cost($)
Shelter $1,894
Great Northern $1,452
Nationwide $1,290
Owners Insurance Company $1,094

Durango, CO Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -104 837
One Claim +66 1007
Two Claims +104 1045