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Home Insurance Costs with Deductible Scenarios in Fort Collins, CO & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Fort Collins, CO $305600 $961 $1,322
Fort Collins, CO $305600 $961 $1,322
Berthoud, CO $345100 $721 $993
Pierce, CO $157100 $797 $1,097
Nunn, CO $163600 $811 $1,115
Wellington, CO $238300 $674 $928
Laporte, CO $269100 $1001 $1,377
Severance, CO $283500 $1026 $1,412
Windsor, CO $294400 $744 $1,023
Timnath-Wellington, CO $363700 $1198 $1,649

Impact of Coverage Amount on Home Insurance Cost In Fort Collins, CO

Coverage Amount Home Insurance Cost ($)
$100,000 $404
$200,000 $1,334
$300,000 $1,667
$400,000 $2,166
$500,000 $2,772
$750,000 to $1000,000 $3,206
Above $1000,000 $3,791


Fort Collins, CO Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Fort Collins, CO Average Home Insurance Cost$1,338.3
State Average Home Insurance Cost$1,436
Difference Vs national Average114.3

Top Homeowners Insurance Companies in Fort Collins, CO

Insurance Provider Average Homeowners Insurance Cost($)
Shelter $1,894
Great Northern $1,452
Safeco $1,179
Owners Insurance Company $1,094

Fort Collins, CO Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -187 1151
One Claim +120 1459
Two Claims +174 1512