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Home Insurance Costs with Deductible Scenarios in Garfield County, CO & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($5000 to $10,000 Deductible)
Low Deductible($)
($2500-$5000 Deductible)
Garfield County $290,000 $956 $976
Battlement Mesa $205,000 $681 $759
Silt $190,000 $603 $675
New Castle $260,000 $754 $992
Rifle $210,000 $666 $801
Garfield County $290,000 $956 $976
Parachute $125,000 $417 $423
Collbran $270,000 $799 $985
Delta $180,000 $564 $698
De Beque $190,000 $571 $691

Impact of Coverage Amount on Home Insurance Cost In Garfield County, CO

Coverage Amount Home Insurance Cost ($)
$100000 $1,004
$250000 $1,205
$500000 $1,928
$750000 $2,507
$1000000 $3,209
More than $1000000 $3,710


Garfield County, CO Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Garfield County, CO Average Home Insurance Cost$913
State Average Home Insurance Cost$1,265
Difference Vs national Average-311

Best Home Insurance Quotes & Estimates for Properties Near Garfield County, CO

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
$1000-$2500 Deductible $224,500 $860 Rail Ave
> $10,000 Deductible $533,000 $940 Native Ln
$500- $1000 Deductible $505,000 $1790 Marble Ct, Sunflower Loop
$1000-$2500 Deductible $313,000 $780 Co Rd 160, Co Rd 154
$2500-$5000 Deductible $208,000 $540 Eldora Dr, Dogwood Ln
$500- $1000 Deductible $424,000 $1580 E Vista Dr, Bristlecone Way
$500 Deductible $92,500 $410 Rail Ave
> $10,000 Deductible $1,007,500 $1760 Native Ln
> $10,000 Deductible $253,500 $530 Rail Ave

Top Homeowners Insurance Companies in Garfield County, CO

Insurance Provider Average Homeowners Insurance Cost($)
Great Northern $1,452
Nationwide $1,290
Safeco $1,179
Owners Insurance Company $1,094

Garfield County, CO Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -91 822
One Claim +64 977
Two Claims +91 1004