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Home Insurance Costs with Deductible Scenarios in Garfield County, CO & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Garfield County, CO $323800 $994 $1,368
Battlement Mesa, CO $168600 $821 $1,130
Silt, CO $223900 $924 $1,272
New Castle, CO $286900 $734 $1,010
Rifle, CO $230900 $665 $915
Garfield County, CO $323800 $994 $1,368
Parachute, CO $160800 $805 $1,108
Collbran, CO $280000 $1020 $1,404
Delta, CO $175900 $594 $818
De Beque, CO $181000 $846 $1,164

Impact of Coverage Amount on Home Insurance Cost In Garfield County, CO

Coverage Amount Home Insurance Cost ($)
$100,000 $476
$200,000 $1,228
$300,000 $1,701
$400,000 $2,101
$500,000 $2,689
$750,000 to $1000,000 $3,109
Above $1000,000 $3,677


Garfield County, CO Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Garfield County, CO Average Home Insurance Cost$1,384.2
State Average Home Insurance Cost$1,436
Difference Vs national Average160.2

Top Homeowners Insurance Companies in Garfield County, CO

Insurance Provider Average Homeowners Insurance Cost($)
Great Northern $1,452
Nationwide $1,290
Safeco $1,179
Owners Insurance Company $1,094

Garfield County, CO Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -180 1204
One Claim +111 1495
Two Claims +180 1564