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Home Insurance Costs with Deductible Scenarios in Golden, CO & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Golden, CO $486000 $1133 $1,559
Bonanza Mountain Estates, CO $429600 $1413 $1,944
Upper Bear Creek, CO $599800 $1931 $2,658
Idledale, CO $287500 $1033 $1,422
Edgewater, CO $306000 $1068 $1,470
Arvada, CO $312500 $1081 $1,488
Wheat Ridge, CO $306900 $963 $1,325
Indian Hills, CO $401000 $1309 $1,801
Sugarloaf, CO $525700 $1758 $2,420
Boulder, CO $594800 $958 $1,318

Impact of Coverage Amount on Home Insurance Cost In Golden, CO

Coverage Amount Home Insurance Cost ($)
$100,000 $309
$200,000 $965
$300,000 $1,309
$400,000 $1,655
$500,000 $2,118
$750,000 to $1000,000 $2,449
Above $1000,000 $2,896


Golden, CO Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Golden, CO Average Home Insurance Cost$1,578.15
State Average Home Insurance Cost$1,436
Difference Vs national Average354.15

Top Homeowners Insurance Companies in Golden, CO

Insurance Provider Average Homeowners Insurance Cost($)
Shelter $1,894
Great Northern $1,452
Nationwide $1,290
Owners Insurance Company $1,094

Golden, CO Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -221 1357
One Claim +95 1673
Two Claims +221 1799