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Home Insurance Costs with Deductible Scenarios in Golden, CO & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($5000 to $10,000 Deductible)
Low Deductible($)
($2500-$5000 Deductible)
Golden $450,000 $1,436 $1,618
Bonanza Mountain Estates $370,000 $1,197 $1,286
Upper Bear Creek $555,000 $1,764 $2,268
Idledale $250,000 $838 $947
Edgewater $220,000 $671 $833
Arvada $260,000 $855 $967
Wheat Ridge $260,000 $855 $851
Indian Hills $260,000 $882 $917
Sugarloaf $515,000 $1,667 $1,970
Boulder $510,000 $1,862 $1,893

Impact of Coverage Amount on Home Insurance Cost In Golden, CO

Coverage Amount Home Insurance Cost ($)
$100000 $1,060
$250000 $1,272
$500000 $2,036
$750000 $2,647
$1000000 $3,388
More than $1000000 $3,917


Golden, CO Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Golden, CO Average Home Insurance Cost$964
State Average Home Insurance Cost$1,265
Difference Vs national Average-260

Best Home Insurance Quotes & Estimates for Properties Near Golden, CO

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
$1000-$2500 Deductible $193,500 $790 Douglas Mountain Dr, N Rubey Dr, 5th St
$2500-$5000 Deductible $512,000 $1550 Shingle Creek Rd, Co Hwy 93, Foothills Dr N
$2500-$5000 Deductible $385,000 $910 Gilbert Ct
> $10,000 Deductible $216,500 $470 Zeta St
> $10,000 Deductible $329,500 $610 22nd St
> $10,000 Deductible $337,500 $930 Washington Ave
$2500-$5000 Deductible $476,000 $1200 Douglas Mountain Dr, N Rubey Dr, 5th St
$2500-$5000 Deductible $208,000 $810 Shingle Creek Rd, Co Hwy 93, Foothills Dr N

Top Homeowners Insurance Companies in Golden, CO

Insurance Provider Average Homeowners Insurance Cost($)
Shelter $1,894
Great Northern $1,452
Nationwide $1,290
Owners Insurance Company $1,094

Golden, CO Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -106 858
One Claim +77 1041
Two Claims +96 1060