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Home Insurance Costs with Deductible Scenarios in Grand Junction, CO & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Grand Junction, CO $197600 $816 $1,123
Palisade, CO $182800 $849 $1,169
Redlands, CO $288100 $736 $1,012
Mesa County, CO $207900 $833 $1,147
De Beque, CO $181000 $846 $1,164
Clifton, CO $166000 $580 $798
Orchard Mesa, CO $171300 $588 $809
Glade Park-Gateway, CO $340100 $1140 $1,569
Fruita, CO $251800 $691 $950
Loma, CO $278700 $1017 $1,400

Impact of Coverage Amount on Home Insurance Cost In Grand Junction, CO

Coverage Amount Home Insurance Cost ($)
$100,000 $604
$200,000 $1,710
$300,000 $2,362
$400,000 $2,862
$500,000 $3,663
$750,000 to $1000,000 $4,236
Above $1000,000 $5,009


Grand Junction, CO Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Grand Junction, CO Average Home Insurance Cost$1,136.46
State Average Home Insurance Cost$1,436
Difference Vs national Average-87.54

Top Homeowners Insurance Companies in Grand Junction, CO

Insurance Provider Average Homeowners Insurance Cost($)
Great Northern $1,452
Nationwide $1,290
Safeco $1,179
Owners Insurance Company $1,094

Grand Junction, CO Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -148 989
One Claim +80 1216
Two Claims +159 1296