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Home Insurance Costs with Deductible Scenarios in Highlands Ranch, CO & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Highlands Ranch, CO $407200 $898 $1,236
Inverness, CO $502900 $1704 $2,345
Twin Lakes, CO $222100 $654 $901
Perry Park, CO $514600 $1732 $2,383
Dakota Ridge, CO $312000 $722 $993
West Pleasant View, CO $262200 $989 $1,360
Central Jefferson, CO $455700 $831 $1,144
Louviers, CO $242700 $956 $1,315
Foxfield, CO $618100 $1973 $2,715
Columbine Valley, CO $756100 $554 $762

Impact of Coverage Amount on Home Insurance Cost In Highlands Ranch, CO

Coverage Amount Home Insurance Cost ($)
$100,000 $261
$200,000 $921
$300,000 $1,245
$400,000 $1,516
$500,000 $1,940
$750,000 to $1000,000 $2,244
Above $1000,000 $2,653


Highlands Ranch, CO Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Highlands Ranch, CO Average Home Insurance Cost$1,250.775
State Average Home Insurance Cost$1,436
Difference Vs national Average26.775

Top Homeowners Insurance Companies in Highlands Ranch, CO

Insurance Provider Average Homeowners Insurance Cost($)
Shelter $1,894
Great Northern $1,452
Nationwide $1,290
Safeco $1,179

Highlands Ranch, CO Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -150 1101
One Claim +88 1338
Two Claims +175 1426