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Home Insurance Costs with Deductible Scenarios in La Plata County, CO & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
La Plata County, CO $356700 $1062 $1,462
Durango Southwest, CO $321600 $1100 $1,514
Durango, CO $412000 $909 $1,251
Ignacio, CO $258800 $699 $962
La Plata County, CO $356700 $1062 $1,462
Southern Ute, CO $267900 $999 $1,374
West Hammond, NM $147900 $602 $829
Ophir, CO $450000 $1499 $2,063
Ojo Amarillo, NM $104700 $536 $738
Norwood, CO $272300 $1007 $1,385

Impact of Coverage Amount on Home Insurance Cost In La Plata County, CO

Coverage Amount Home Insurance Cost ($)
$100,000 $416
$200,000 $1,280
$300,000 $1,712
$400,000 $2,074
$500,000 $2,655
$750,000 to $1000,000 $3,070
Above $1000,000 $3,630


La Plata County, CO Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
La Plata County, CO Average Home Insurance Cost$1,479.6
State Average Home Insurance Cost$1,436
Difference Vs national Average255.6

Top Homeowners Insurance Companies in La Plata County, CO

Insurance Provider Average Homeowners Insurance Cost($)
Great Northern $1,452
Nationwide $1,290
Safeco $1,179
Owners Insurance Company $1,094

La Plata County, CO Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -178 1302
One Claim +104 1583
Two Claims +207 1687