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Home Insurance Costs with Deductible Scenarios in La Plata County, CO & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($5000 to $10,000 Deductible)
Low Deductible($)
($500- $1000 Deductible)
La Plata County $335,000 $1,187 $1,425
Durango Southwest $325,000 $1,216 $1,573
Durango $370,000 $1,162 $1,711
Ignacio $235,000 $879 $1,125
La Plata County $335,000 $1,187 $1,425
Southern Ute $180,000 $522 $887
West Hammond $160,000 $539 $774
Ophir $445,000 $1,330 $2,280
Ojo Amarillo $85,000 $291 $438
Norwood $245,000 $765 $1,124

Impact of Coverage Amount on Home Insurance Cost In La Plata County, CO

Coverage Amount Home Insurance Cost ($)
$100000 $1,015
$250000 $1,218
$500000 $1,949
$750000 $2,534
$1000000 $3,244
More than $1000000 $3,751


La Plata County, CO Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
La Plata County, CO Average Home Insurance Cost$923
State Average Home Insurance Cost$1,265
Difference Vs national Average-301

Best Home Insurance Quotes & Estimates for Properties Near La Plata County, CO

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
$500- $1000 Deductible $246,000 $640 Meadow Rd, Raven Ridge Dr, Co Rd 516
$500 Deductible $298,000 $980 Aspen Dr, Ford Dr
$5000 to $10,000 Deductible $449,000 $1170 River Bend
$1000-$2500 Deductible $405,000 $1740 Mesa Heights Dr
$5000 to $10,000 Deductible $228,000 $760 Co Rd 306
$5000 to $10,000 Deductible $388,000 $960 Roosa Ave
$500- $1000 Deductible $118,500 $370 Co Rd 510
$500- $1000 Deductible $452,000 $1660 Meadow Rd, Raven Ridge Dr, Co Rd 516

Top Homeowners Insurance Companies in La Plata County, CO

Insurance Provider Average Homeowners Insurance Cost($)
Great Northern $1,452
Nationwide $1,290
Safeco $1,179
Owners Insurance Company $1,094

La Plata County, CO Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -55 868
One Claim +55 978
Two Claims +111 1034