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Home Insurance Costs with Deductible Scenarios in Lakewood, CO & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
(> $10,000 Deductible)
Low Deductible($)
($1000-$2500 Deductible)
Lakewood $255,000 $663 $1,048
Denver $275,000 $741 $1,175
Westminster $240,000 $660 $953
Shaw Heights $190,000 $439 $752
Central Jefferson $415,000 $1,140 $1,757
Louisville $410,000 $1,038 $1,675
Dove Valley $210,000 $612 $867
Louviers $245,000 $743 $1,042
Twin Lakes $170,000 $472 $753
Southwest Arapahoe $320,000 $897 $1,408

Impact of Coverage Amount on Home Insurance Cost In Lakewood, CO

Coverage Amount Home Insurance Cost ($)
$100000 $996
$250000 $1,195
$500000 $1,911
$750000 $2,485
$1000000 $3,181
More than $1000000 $3,677


Lakewood, CO Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Lakewood, CO Average Home Insurance Cost$905
State Average Home Insurance Cost$1,265
Difference Vs national Average-319

Best Home Insurance Quotes & Estimates for Properties Near Lakewood, CO

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
$2500-$5000 Deductible $120,000 $310 W Girard Pl
$500 Deductible $102,000 $400 Meadow Creek Rd
$500 Deductible $110,500 $350 W Alabama Dr
$2500-$5000 Deductible $226,500 $500 Ellis Way
$1000-$2500 Deductible $337,500 $1210 W Baltic Pl
$2500-$5000 Deductible $324,500 $950 W Pacific Ct, S Ward Ct
$2500-$5000 Deductible $68,500 $170 W Temple Ln
$5000 to $10,000 Deductible $362,500 $880 S Allison Ct

Top Homeowners Insurance Companies in Lakewood, CO

Insurance Provider Average Homeowners Insurance Cost($)
Shelter $1,894
Great Northern $1,452
Nationwide $1,290
Owners Insurance Company $1,094

Lakewood, CO Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -45 860
One Claim +54 959
Two Claims +100 1005