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Home Insurance Costs with Deductible Scenarios in Lakewood, CO & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Lakewood, CO $300600 $952 $1,310
Denver, CO $322900 $993 $1,366
Westminster, CO $273500 $908 $1,249
Shaw Heights, CO $221000 $919 $1,265
Central Jefferson, CO $455700 $831 $1,144
Louisville, CO $489400 $754 $1,037
Dove Valley, CO $233000 $668 $919
Louviers, CO $242700 $956 $1,315
Twin Lakes, CO $222100 $654 $901
Southwest Arapahoe, CO $367700 $1209 $1,664

Impact of Coverage Amount on Home Insurance Cost In Lakewood, CO

Coverage Amount Home Insurance Cost ($)
$100,000 $476
$200,000 $1,352
$300,000 $1,841
$400,000 $2,141
$500,000 $2,740
$750,000 to $1000,000 $3,169
Above $1000,000 $3,747


Lakewood, CO Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Lakewood, CO Average Home Insurance Cost$1,325.7
State Average Home Insurance Cost$1,436
Difference Vs national Average101.7

Top Homeowners Insurance Companies in Lakewood, CO

Insurance Provider Average Homeowners Insurance Cost($)
Shelter $1,894
Great Northern $1,452
Nationwide $1,290
Owners Insurance Company $1,094

Lakewood, CO Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -186 1140
One Claim +80 1405
Two Claims +172 1498