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Home Insurance Costs with Deductible Scenarios in Longmont, CO & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Longmont, CO $320200 $987 $1,359
Erie, CO $400900 $713 $982
Lafayette, CO $343000 $718 $988
Tall Timber, CO $610800 $1957 $2,692
Niwot, CO $642400 $2028 $2,790
Jamestown, CO $284400 $1028 $1,415
Lafayette-Louisville, CO $422000 $1107 $1,523
Allenspark, CO $386200 $1262 $1,737
Erie-Frederick, CO $321400 $1099 $1,513
Louisville, CO $489400 $754 $1,037

Impact of Coverage Amount on Home Insurance Cost In Longmont, CO

Coverage Amount Home Insurance Cost ($)
$100,000 $493
$200,000 $1,371
$300,000 $1,785
$400,000 $2,150
$500,000 $2,752
$750,000 to $1000,000 $3,182
Above $1000,000 $3,763


Longmont, CO Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Longmont, CO Average Home Insurance Cost$1,375.2
State Average Home Insurance Cost$1,436
Difference Vs national Average151.2

Top Homeowners Insurance Companies in Longmont, CO

Insurance Provider Average Homeowners Insurance Cost($)
Shelter $1,894
Great Northern $1,452
Nationwide $1,290
Safeco $1,179

Longmont, CO Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -179 1196
One Claim +83 1458
Two Claims +179 1554