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Home Insurance Costs with Deductible Scenarios in Longmont, CO & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($5000 to $10,000 Deductible)
Low Deductible($)
($500- $1000 Deductible)
Longmont $275,000 $867 $1,311
Erie $355,000 $1,149 $1,676
Lafayette $285,000 $953 $1,387
Tall Timber $480,000 $1,586 $2,087
Niwot $620,000 $2,039 $2,784
Jamestown $305,000 $968 $1,470
Lafayette-Louisville $370,000 $1,261 $1,608
Allenspark $310,000 $913 $1,525
Erie-Frederick $270,000 $833 $1,286
Louisville $410,000 $1,280 $2,079

Impact of Coverage Amount on Home Insurance Cost In Longmont, CO

Coverage Amount Home Insurance Cost ($)
$100000 $1,003
$250000 $1,204
$500000 $1,926
$750000 $2,504
$1000000 $3,205
More than $1000000 $3,706


Longmont, CO Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Longmont, CO Average Home Insurance Cost$912
State Average Home Insurance Cost$1,265
Difference Vs national Average-312

Best Home Insurance Quotes & Estimates for Properties Near Longmont, CO

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
$1000-$2500 Deductible $151,500 $390 Humboldt Cir
$500- $1000 Deductible $220,500 $740 Golden Ln
$1000-$2500 Deductible $268,500 $1000 Walden Ct
$5000 to $10,000 Deductible $564,000 $1880 Crane Hollow Dr
$2500-$5000 Deductible $280,000 $890 Palermo Pl
> $10,000 Deductible $759,000 $1520 Manila Pl
$1000-$2500 Deductible $82,000 $220 Sherman Dr
> $10,000 Deductible $517,500 $970 Della St

Top Homeowners Insurance Companies in Longmont, CO

Insurance Provider Average Homeowners Insurance Cost($)
Shelter $1,894
Great Northern $1,452
Nationwide $1,290
Safeco $1,179

Longmont, CO Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -46 866
One Claim +64 976
Two Claims +91 1003