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Home Insurance Costs with Deductible Scenarios in Loveland, CO & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Loveland, CO $286800 $929 $1,279
Severance, CO $283500 $1026 $1,412
Milliken, CO $207200 $636 $875
Windsor, CO $294400 $744 $1,023
Fort Collins, CO $305600 $961 $1,322
Loveland, CO $286800 $929 $1,279
Longmont, CO $320200 $987 $1,359
Laporte, CO $269100 $1001 $1,377
Lyons, CO $462100 $1555 $2,140
Berthoud, CO $345100 $721 $993

Impact of Coverage Amount on Home Insurance Cost In Loveland, CO

Coverage Amount Home Insurance Cost ($)
$100,000 $537
$200,000 $1,345
$300,000 $1,855
$400,000 $2,218
$500,000 $2,839
$750,000 to $1000,000 $3,283
Above $1000,000 $3,881


Loveland, CO Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Loveland, CO Average Home Insurance Cost$1,294.2
State Average Home Insurance Cost$1,436
Difference Vs national Average70.2

Top Homeowners Insurance Companies in Loveland, CO

Insurance Provider Average Homeowners Insurance Cost($)
Shelter $1,894
Nationwide $1,290
Safeco $1,179
Owners Insurance Company $1,094

Loveland, CO Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -155 1139
One Claim +104 1398
Two Claims +181 1475