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Home Insurance Costs with Deductible Scenarios in Loveland, CO & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
(> $10,000 Deductible)
Low Deductible($)
($500- $1000 Deductible)
Loveland $245,000 $733 $1,112
Severance $250,000 $735 $1,193
Milliken $190,000 $548 $906
Windsor $250,000 $674 $1,180
Fort Collins $265,000 $799 $1,266
Loveland $245,000 $733 $1,112
Longmont $275,000 $733 $1,311
Laporte $240,000 $663 $1,156
Lyons $365,000 $1,073 $1,586
Berthoud $290,000 $736 $1,399

Impact of Coverage Amount on Home Insurance Cost In Loveland, CO

Coverage Amount Home Insurance Cost ($)
$100000 $991
$250000 $1,189
$500000 $1,903
$750000 $2,474
$1000000 $3,166
More than $1000000 $3,661


Loveland, CO Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Loveland, CO Average Home Insurance Cost$901
State Average Home Insurance Cost$1,265
Difference Vs national Average-323

Best Home Insurance Quotes & Estimates for Properties Near Loveland, CO

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
$500 Deductible $157,000 $450 E 57th St, Mahonia Pl, Knobcone Dr, Ginnala Dr
$500 Deductible $346,000 $1140 Burbank St
$1000-$2500 Deductible $417,500 $1900 Curtiss Ct
$1000-$2500 Deductible $296,000 $860 Bobcat Dr, Skinner Gulch Rd, Co Rd 59
$500- $1000 Deductible $180,500 $590 Many Elk Rd
$1000-$2500 Deductible $173,000 $690 E 57th St, Mahonia Pl, Knobcone Dr, Ginnala Dr
$5000 to $10,000 Deductible $817,000 $2100 Burbank St
$500 Deductible $116,000 $470 Curtiss Ct

Top Homeowners Insurance Companies in Loveland, CO

Insurance Provider Average Homeowners Insurance Cost($)
Shelter $1,894
Nationwide $1,290
Safeco $1,179
Owners Insurance Company $1,094

Loveland, CO Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -99 802
One Claim +81 982
Two Claims +117 1018