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Home Insurance Costs with Deductible Scenarios in Montrose, CO & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Montrose, CO $204200 $827 $1,138
Ouray, CO $420600 $1379 $1,897
Montrose, CO $204200 $827 $1,138
Ridgway, CO $372200 $1222 $1,682
Loghill Village, CO $537000 $1786 $2,457
Ouray County, CO $420600 $751 $1,034
Olathe, CO $209400 $639 $879
Silverton, CO $269400 $1002 $1,378
Nucla, CO $177300 $839 $1,154
Delta, CO $175900 $594 $818

Impact of Coverage Amount on Home Insurance Cost In Montrose, CO

Coverage Amount Home Insurance Cost ($)
$100,000 $621
$200,000 $1,686
$300,000 $2,159
$400,000 $2,800
$500,000 $3,584
$750,000 to $1000,000 $4,144
Above $1000,000 $4,900


Montrose, CO Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Montrose, CO Average Home Insurance Cost$1,152.27
State Average Home Insurance Cost$1,436
Difference Vs national Average-71.73

Top Homeowners Insurance Companies in Montrose, CO

Insurance Provider Average Homeowners Insurance Cost($)
Shelter $1,894
Great Northern $1,452
Nationwide $1,290
Safeco $1,179

Montrose, CO Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -150 1002
One Claim +69 1221
Two Claims +161 1314