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Home Insurance Costs with Deductible Scenarios in Montrose, CO & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($5000 to $10,000 Deductible)
Low Deductible($)
($500- $1000 Deductible)
Montrose $195,000 $565 $885
Ouray $390,000 $1,282 $1,863
Montrose $195,000 $565 $885
Ridgway $345,000 $1,063 $1,681
Loghill Village $460,000 $1,326 $2,283
Ouray County $390,000 $1,185 $1,677
Olathe $190,000 $577 $899
Silverton $225,000 $786 $1,131
Nucla $165,000 $564 $837
Delta $180,000 $564 $852

Impact of Coverage Amount on Home Insurance Cost In Montrose, CO

Coverage Amount Home Insurance Cost ($)
$100000 $963
$250000 $1,155
$500000 $1,848
$750000 $2,402
$1000000 $3,075
More than $1000000 $3,556


Montrose, CO Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Montrose, CO Average Home Insurance Cost$875
State Average Home Insurance Cost$1,265
Difference Vs national Average-349

Best Home Insurance Quotes & Estimates for Properties Near Montrose, CO

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
> $10,000 Deductible $220,500 $530 Flat Top Rd, Kourtney Ln
$2500-$5000 Deductible $269,500 $770 Primrose Ct, Daisy Ct
$5000 to $10,000 Deductible $177,500 $540 N74 Rd, Tulip Cir
> $10,000 Deductible $245,500 $530 Shavano Valley Rd
$1000-$2500 Deductible $187,000 $590 Spring Creek Rd, Bristlecone Ct, Norwood Rd
> $10,000 Deductible $317,000 $620 Flat Top Rd, Kourtney Ln
$2500-$5000 Deductible $117,500 $370 Primrose Ct, Daisy Ct
$500- $1000 Deductible $450,500 $1280 N74 Rd, Tulip Cir

Top Homeowners Insurance Companies in Montrose, CO

Insurance Provider Average Homeowners Insurance Cost($)
Shelter $1,894
Great Northern $1,452
Nationwide $1,290
Safeco $1,179

Montrose, CO Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -88 788
One Claim +44 919
Two Claims +114 989