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Home Insurance Costs with Deductible Scenarios in Montrose County, CO & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Montrose County, CO $202500 $824 $1,134
Olathe, CO $209400 $639 $879
Redvale, CO $176400 $837 $1,152
Montrose County, CO $202500 $824 $1,134
Delta County, CO $206200 $831 $1,143
Dolores, CO $249500 $967 $1,331
Paonia, CO $217800 $913 $1,257
Glade Park-Gateway, CO $340100 $1140 $1,569
Ridgway, CO $372200 $1222 $1,682
Collbran, CO $280000 $1020 $1,404

Impact of Coverage Amount on Home Insurance Cost In Montrose County, CO

Coverage Amount Home Insurance Cost ($)
$100,000 $666
$200,000 $1,706
$300,000 $2,195
$400,000 $2,746
$500,000 $3,515
$750,000 to $1000,000 $4,064
Above $1000,000 $4,806


Montrose County, CO Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Montrose County, CO Average Home Insurance Cost$1,147.62
State Average Home Insurance Cost$1,436
Difference Vs national Average-76.38

Top Homeowners Insurance Companies in Montrose County, CO

Insurance Provider Average Homeowners Insurance Cost($)
Great Northern $1,452
Nationwide $1,290
Safeco $1,179
Owners Insurance Company $1,094

Montrose County, CO Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -149 998
One Claim +103 1251
Two Claims +149 1297