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Home Insurance Costs with Deductible Scenarios in Montrose County, CO & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($5000 to $10,000 Deductible)
Low Deductible($)
($1000-$2500 Deductible)
Montrose County $195,000 $688 $818
Olathe $190,000 $577 $750
Redvale $190,000 $566 $762
Montrose County $195,000 $688 $818
Delta County $195,000 $658 $771
Dolores $255,000 $860 $1,023
Paonia $205,000 $723 $852
Glade Park-Gateway $310,000 $1,083 $1,399
Ridgway $345,000 $1,063 $1,356
Collbran $270,000 $799 $1,120

Impact of Coverage Amount on Home Insurance Cost In Montrose County, CO

Coverage Amount Home Insurance Cost ($)
$100000 $963
$250000 $1,155
$500000 $1,848
$750000 $2,402
$1000000 $3,075
More than $1000000 $3,556


Montrose County, CO Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Montrose County, CO Average Home Insurance Cost$875
State Average Home Insurance Cost$1,265
Difference Vs national Average-349

Best Home Insurance Quotes & Estimates for Properties Near Montrose County, CO

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
$1000-$2500 Deductible $145,000 $490 Locust Rd
$2500-$5000 Deductible $236,000 $920 Lost Ball Ct, Stoney Creek Ln
$5000 to $10,000 Deductible $164,500 $520 S Uncompahgre Ave, S Rio Grande Ave, Foxtail Dr
$5000 to $10,000 Deductible $338,500 $1030 N Coffman Ln, 5215 Rd
$1000-$2500 Deductible $106,000 $320 6360 Ct, Nicolette Way
$1000-$2500 Deductible $270,000 $1130 Locust Rd
$500 Deductible $87,500 $340 Lost Ball Ct, Stoney Creek Ln
$2500-$5000 Deductible $189,500 $420 S Uncompahgre Ave, S Rio Grande Ave, Foxtail Dr

Top Homeowners Insurance Companies in Montrose County, CO

Insurance Provider Average Homeowners Insurance Cost($)
Great Northern $1,452
Nationwide $1,290
Safeco $1,179
Owners Insurance Company $1,094

Montrose County, CO Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -70 805
One Claim +53 928
Two Claims +123 998