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Home Insurance Costs with Deductible Scenarios in Wheat Ridge, CO & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
(> $10,000 Deductible)
Low Deductible($)
($500- $1000 Deductible)
Wheat Ridge $260,000 $627 $1,106
Indian Hills $260,000 $764 $1,252
Berkley $185,000 $477 $795
Genesee $620,000 $1,570 $3,024
Ken Caryl $270,000 $751 $1,239
Morrison $390,000 $1,092 $1,959
Northglenn $195,000 $581 $949
Bow Mar $955,000 $2,895 $4,289
Idledale $250,000 $668 $1,147
Centennial $320,000 $931 $1,546

Impact of Coverage Amount on Home Insurance Cost In Wheat Ridge, CO

Coverage Amount Home Insurance Cost ($)
$100000 $998
$250000 $1,197
$500000 $1,916
$750000 $2,490
$1000000 $3,188
More than $1000000 $3,686


Wheat Ridge, CO Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Wheat Ridge, CO Average Home Insurance Cost$907
State Average Home Insurance Cost$1,265
Difference Vs national Average-317

Best Home Insurance Quotes & Estimates for Properties Near Wheat Ridge, CO

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
$500 Deductible $145,000 $490 W 55th Ln
$1000-$2500 Deductible $96,500 $240 Ammons Ct
$1000-$2500 Deductible $262,500 $880 Bristol St
$500- $1000 Deductible $338,000 $1070 W 26th Pl
$500- $1000 Deductible $220,000 $840 W 47th Pl
$2500-$5000 Deductible $140,500 $410 W 32nd Dr, W 20th Pl
$500- $1000 Deductible $240,500 $850 W 39th Ave, W 43rd Ave
$500- $1000 Deductible $648,500 $2260 W 40th Cir

Top Homeowners Insurance Companies in Wheat Ridge, CO

Insurance Provider Average Homeowners Insurance Cost($)
Shelter $1,894
Great Northern $1,452
Safeco $1,179
Owners Insurance Company $1,094

Wheat Ridge, CO Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -100 807
One Claim +63 970
Two Claims +100 1007