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Home Insurance Costs with Deductible Scenarios in Wheat Ridge, CO & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Wheat Ridge, CO $306900 $963 $1,325
Indian Hills, CO $401000 $1309 $1,801
Berkley, CO $207200 $636 $875
Genesee, CO $646700 $2037 $2,803
Ken Caryl, CO $310900 $720 $991
Morrison, CO $476900 $1630 $2,243
Northglenn, CO $227700 $931 $1,280
Bow Mar, CO $1051800 $674 $927
Idledale, CO $287500 $1033 $1,422
Centennial, CO $367000 $1087 $1,496

Impact of Coverage Amount on Home Insurance Cost In Wheat Ridge, CO

Coverage Amount Home Insurance Cost ($)
$100,000 $423
$200,000 $1,375
$300,000 $1,809
$400,000 $2,105
$500,000 $2,694
$750,000 to $1000,000 $3,115
Above $1000,000 $3,684


Wheat Ridge, CO Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Wheat Ridge, CO Average Home Insurance Cost$1,341
State Average Home Insurance Cost$1,436
Difference Vs national Average117

Top Homeowners Insurance Companies in Wheat Ridge, CO

Insurance Provider Average Homeowners Insurance Cost($)
Shelter $1,894
Great Northern $1,452
Safeco $1,179
Owners Insurance Company $1,094

Wheat Ridge, CO Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -161 1180
One Claim +107 1448
Two Claims +161 1502